Funding a business is the central challenge for any private structure, regardless of size and form. This applies as of its creation and throughout its life, according to its development, its transformations, the opportunities to be seized and the risks to manage and insure against. Sometimes, through to situations of underperformance, difficulties and turnaround. In both industry and in services, listed or unlisted groups, SMEs, intermediate-size companies or innovative start-ups, accelerating the development of technologies, entering a new phase of growth, and continuing deployment in France and abroad by diversifying sources of funding cannot be taken lightly. Institutional investors, alternative or otherwise, banks, investment funds and family offices are all are indispensable partners in restructuring, mergers and acquisitions and fundraising. All sectors are concerned, from NICTs to personal services, along with including health, transport, real estate and franchise networks.
At the same time, the management of all kinds of risks has become the essential corollary to the sustainability of a business, to such an extent that even medium-sized companies have adopted risk managers who also manage insurance files over a wide spectrum. Beyond civil liability and special risks, many activities involve the transport of goods, sometimes via maritime and air transport means, especially when such activities are transnational. This should be covered by appropriate insurance. Generally speaking, it remains essential to insure the tangible and intangible assets of a company, starting with its real estate capital.
The insurance issue in terms of construction and town planning has become a significant one, even for local authorities. Other players must remain extremely vigilant when it comes to their coverage, especially in the health sector.
The eminently cross-cutting dimension of banking, financing and insurance files necessarily requires a systemic approach to legal recourse in order to support and secure them.